Life Insurance

Life Insurance products are generally categoriezed based on Return Plan types viz.

• Traditional - Savings (with Bonus) : Savings Plans and return on maturity is as per the Annual Bonus and other bonuses eg. Final Addition Bonus declared by the Insurance Company. Personal Accident, Critical Illness, Mediclaim etc. can be the added Features alongwith Life Insurance.
• ULIPs – Investments (without Bonus) : Investment Product like investment in mutual funds. They may be with or without the insurance cover. Maturity is as per the NAV declared by the Insurance Company. Personal Accident, Critical Illness, Mediclaim etcetera can be the added Features alongwith Life Insurance.
• Term Plan – Pure Insurance Plans (without any Return on maturity) : Least expensive plan type. Best for those who seek insurance only.

The various Life Insurance Products types available are

• Life related
• Accident related
• Health related

 

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